No substance what your age, health challenges can take us to surprise. You can be healthy today and tomorrow be in the hospital. While in the hospital, your bill can grow to the point that you cannot afford to pay that bill without the help of health insurance. Insurance can help to protect your savings and allow you to get the care you need.
On the other hand, sickness sometimes comes on quickly. We are exposed to thousands of germs and other pathogens every day. Many times our immune system is able to fight them off, but on occasion, one works its way into our body and suddenly we require medical treatment.
On top of all of this, add in the possibility of accidents. If you are working around the home, a fall can cause broken bones that require surgery to repair. Deep cuts or other injuries can require time in the hospital.
All of these incidents can keep us from our jobs, which is financially devastating enough, it also causing us to accumulate medical bills. Health insurance can help to keep the charges under control.